RAC and Green Flag are the UK's 2nd largest and 3rd largest Breakdown insurance companies. The main differences between them are that RAC uses mostly it's own patrols and cover is based on the person taking out the policy, while Green Flag use 6000 local breakdown and recovery patrols to respond to their call outs and base their cover on a vehicle regardless of who is driving it. Below we have produced comparison chart showing the levels of cover each company has to offer together with the price and what's included.
| RAC vs. Green Flag Comparison Chart. |
KEY:
 = included
O = Optional
|
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 |
 |
 |
 |
 |
 |
 |
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|
| Basic Breakdown Cover
(fix at the roadside) |
Rescue |
|
|
|
|
O |
|
O |
|
|
- |
From
£20.00
(vehicle cover) |
 |
Roadside |
|
|
|
|
O |
|
O |
|
|
Up to
37.78% |
From
£28.00 |
|
| Breakdown Cover & Home Call-Out |
Rescue Plus |
|
|
|
|
O |
|
O |
|
|
- |
From
£48.00
(vehicle cover) |
|
Home Cover |
|
|
|
|
O |
|
|
O |
|
Up to
28.01% |
From
£79.63
inc FREE
Breakdown Recovery |
|
| Breakdown Cover & Breakdown
Recovery Service |
Recovery |
|
|
|
|
O |
|
O |
|
|
- |
From
£48.00
(vehicle cover) |
|
Recovery |
|
|
|
O |
O |
|
O |
|
|
Up to
28.32% |
From
£70.25 |
|
| Breakdown Cover, Breakdown Recovery
& Home Call-Out |
Recovery + Home |
|
|
|
O |
O |
|
|
O |
|
Up to
27.32% |
From
£79.63
inc FREE
Breakdown Recovery |
|
| Comprehensive Breakdown
Cover, Breakdown Recovery, Home Call-Out & Onward Travel Cover |
Recovery Plus |
|
|
|
|
O |
|
O |
|
|
- |
From
£60.00
(vehicle cover) |
|
Comprehensive Cover |
|
|
|
|
O |
|
|
O |
|
Up to
26.83% |
From
£132.43 |
|
Compare RAC & Green Flag Breakdown Cover:
The prices in the chart above are checked and updated weekly and show all the breakdown cover options for RAC and Green Flag. The information is ordered by level of cover, to see all companies compared together for any particular level click on the title of that level.
For more information on RAC visit the www.RAC.co.uk page or the www.GreenFlag.co.uk page for more details of Green Flag.
RAC vs. Green Flag Key Facts:
- Green Flag and RAC both offer a discount (up to 25%) when you purchase breakdown cover online.
- RAC have over 1650 patrols of their own and used local breakdown services if the demand gets too high that they can't reach a breakdown within a set time.
- Green Flag use up to 6000 local breakdown recovery operators.
- Green Flag Average breakdown response time is under 30 minutes**.
- RAC quote an average response time of about 40 minutes.
- Green Flag guarantee to get to you within 1 hour of they will give you £10 cash back.
- RAC cover the policy holder to drive any car as standard and offer an option of a vehicle based policy should you prefer.
- Green Flag cover the vehicle of the policy holder regardless of the driver.
- Green Flag European breakdown cover comes as standard with their highest level of cover.
- RAC European breakdown cover is a stand alone policy.
**Data based on 318,000 nationwide callouts Aug 08 - Mar 09
Find out how other breakdown companies compare:
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