Key Features
- Owned by Royal & SunAlliance Insurance UK.
- Cover is based on a combination of personal & vehicle details.
- Average response time is only 38 minutes.
- Monthly payment options on level 3 & 4 cover
- Approximately 75% of all call outs are fixed at the roadside.
| More Than Breakdown Prices & Options |
KEY:
 = Included
O = Optional
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Roadside Assistance |
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N/A |
From
£28.94
to
£66.59) |
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Roadside & Homecall |
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N/A |
From
£41.52
to
£111.38) |
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Roadside & Recovery |
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N/A |
From
£41.30
to
£142.14) |
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Roadside, Homecall & Recovery |
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N/A |
From
£50.51
to
£202.15) |
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* The figures above are based on the following:
- Lowest figures are for a 65 year old, driving a new car and doing approximately 3,000 miles per annum.
- Highest figures are based on a 17 year old driving a 12 year old car and doing approximately 25,000 miles per annum.
The chart above shows the highest and lowest prices for each of the 4 breakdown polices that More Than Insurance offer. The following, is the approximate cost to a typical customer (35 year old person driving a 3 year old car and doing approximately 8,000 miles per annum).
- Roadside Assistance - £34.28
- Roadside & Homecall - £51.42
- Roadside, Recovery & European Breakdown Cover - £55.59
- Roadside, Recovery, Homecall & European Breakdown Cover - £72.00
Advantages of More Than Breakdown Cover.
- Fast response times.
- Lower costs if you are an older driver, have a newer car or do fewer miles.
- Free European cover with level 3 & 4 cover.
- Cover includes a caravan or trailer if you are towing one when you break down.
- Allows you to get all your insurance products from one supplier .
Disadvantages of More Than Cover.
- Cover is for one person to drive one car only.
- Can be expensive for young drivers or older cars.
Our review of Morethan Breakdown Cover.
More Than take a different approach to breakdown cover than all the other insurers. Other companies base their cover on either the vehicle or the individual, Morethan take them both into consideration
The Major factors that affect the price of cover are:
- Age of vehicle (the older the vehicle the more you pay. Maximum vehicle age allowed is 25 years.)
- Age of driver (Younger drivers pay more. The maximun discount is achieved at about 65 years of age, however, their system shows that every year added gives a small extra discount up to the age of 120)
- Annual mileage. (as you would expect the higher the mileage the more you pay.)
Popular More Than Branded Services.
While maybe not naturally associated with the breakdown recovery market, More Than, like so many others, were quick to spot a growth market in the UK. Through their various operations they have branded a number of packages which include, More Than roadside assistance, More Than roadside and homecall, More Than roadside and recovery and More Than roadside homecall and recovery. Unlike the other companies in the sector they do not offer More Than repair cover or a no claims discount element.
Find out how other breakdown companies compare to Norwich Union or compare the top 3 breakdown companies below:
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